Microsoft Office
Dynamic Credit Risk Manager with extensive experience at Scotiabank, excelling in loan underwriting and relationship management. Proven track record of optimizing capital and identifying emerging risks while ensuring compliance with credit policies. Skilled in driving strategic initiatives that boost team performance and elevate client satisfaction.
Experienced in credit adjudication and risk control, aligning with risk appetite and culture. Identifies emerging risks, optimizes capital, and drives effective strategies.
Supports Mid-Market segment goals by executing strategic plans, ensuring policy compliance, and contributing to team training.
Managed credit requests for Mid-Market clients, handling analysis, documentation, and committee submissions in compliance with policies and deadlines.
Prepared credit requests for Mid-Market clients, supporting the review of documentation and financial analysis.
Prepared credit proposals for Retail Banking clients, including documentation review and financial analysis.
Skilled in managing client relationships, assessing credit, and delivering personalized financial solutions.
Responsible for inputting financial statements into the bank’s internal systems.
Loan underwriting
Relationship management
Credit policy development
Cash flow analysis
Microsoft Office
MS Outlook & Teams